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Homeowners
The insurance companies we represent specialize in older homes as well as newer ones. We will help you establish the proper replacement cost of your home, secondary home or investment property. Although the homeowner and dwelling policies are very comprehensive, there are important limitations and exclusions you should be aware of and we will discuss these with you
Automobile
Not all auto policies are the same. Adequate liability and uninsured/underinsured motorist limits are especially critical as well as coverage for physical damage to the vehicle. One of our services includes a consultation with a newly minted young driver to stress the importance of safe driving.
Valuables
Jewelry, antiques, art and other valuables need to be specifically addressed in your policy. Blanket coverage is available for multiple items as well as the ability to schedule high value items. Proper valuations are an important aspect of your coverage.
Watercraft
Whether a weekend sailboat or a high seas yacht, the watercraft you enjoy needs a separate marine policy to protect your investment. We can make sure you have the proper coverage.
Personal Liability
If you are sued do you have enough protection? Umbrella policies offer liability limits in excess of your underlying policies in $1 million increments. These policies offer relatively inexpensive protection.
Other Insurance
We provide many other insurance products to meet your needs, including:
Flood Insurance
Classic Car Insurance
Life Insurance
Disability
Medical Insurance
Long Term Care